Welcome to My Blog

Here is a masonry blog layout with no sidebar

MF -17

Debt Funds - Why and When Should You Buy Equity is known to give better returns than Debt. Then are debt MFs required?? Debt Funds : are collection of fixed income securities. Fixed Income Securities: - Permanent Securities                                  2....

MF – 16

  MF Benchmarks & Category Is Fund good enough (?) For good only, compare it with peers. But to be rated very good, compare it with a reference point. Equity Mutual Fund -> Aggressive : 11 -15 % Debt Mutual Fund -> Conservative : 7 -9 % So, For Equity ...

MF – 15

Tax of Debt Funds STGC ( Short Term Capital Gains) - (Before 3 years) Tax Slab (Gross Income in the year of redemption) LTGC(Long Term Capital Gains) - (After 3 years) 20 % after Indexation(tax slab) Indexation -> Tax adjustment technique for Inflation - Make...

MF -14

Growth vs Dividend Reinvestment Option in MFs Growth(Same number of units) : 1) Profits is not paid out. 2) Profit is invested back in the MF. 3) NAV increases capital appreciation. Dividend Reinvestment: feel good factor. dividend  is a part of your own profit....

MF – 13

Arbitrage Funds(AF) Arbitrage is the simultaneous buying and selling of an asset in different markets  to benifit from the price difference of the assets. Stock Traded :- BSE/NSE (Cash Markets), Derivatives(Futures) for ex : Stock 'A' -> Rs 100 on BSE, Rs 102 on...

MF -12

Debt Mutual Funds - Type of Debt Time and Risk are 2 imp criterion for classification of debt mutual funds. On their basis classification can be done as : Liquid/Money Market Funds(7 - 8 %) (1 - 90 days) -> T-Bills Ultra Short Term Funds(7-8 %) (3-6 months) ->...

MF – 11

Balanced Funds & Equity Oriented Hybrid Funds Of these  there are 2 types : - Equity: 65 - 80 %                                                                                                                                2. Debt : 20 - 35 %                     ...

MF – 10

How to get KYC Compliant? What is MF KYC? 1.A PAN Number. 2. A Bank A/c Number. 3.KYC Compliant 4. Need - Comply with SEBI's Regulation. 5. Prevention of Money Laundering Act, 2002 (PMLA) 6.KYC Comliance with any of the intermediaries - make you KYC compliant with all...

MF – 9

Bharat 22 ETF  -> 22 stocks as constituent of this ETF(All are govt run companies). -> All 22 stocks are holdings under SUUTI(part of govt of India). Q-1) But first let's ask what is an ETF ?? Ans: 1) It is like an Index fund but its units are bought and sold on...

MF – 8

3 Reasons to sell your MF(When to sell MF's) Market is at all time high and your funds have performed extremely well.You want to book profits. Market is down and your fund has given negative returns. You want to exit to avoid further losses. Fund is performing below...

MF – 6

How To Compare Funds Based On Risk & Return Parameters Standarad Deviation(SD)(σ)                 2.Alpha(α)             3.Beta(β)                 4. Sharpe Ratio                                                                                                     ...

MF – 7

Debt Mutual Funds Debt means Loan. So these mutual funds give loan to government, businesses, and financial institutions.   If given to Govt, it can be in the form of Bonds, Treasury-Bills, etc for govt expenditure. If given to businesses for expansion it can be in...

MF – 5

Equity Mutual Funds      Debt (MF) = Loan -Repay, Investment in interest commercial papers,bonds. Equity(MF) = Partner. It invests in Stocks/Shares etc.. Advantages of Equity MF are : -  Capital Appreciation  : 12 -15 %  Diversification  Min nvestment is rs 500 and...

MF-4

Mr A's Goal : Daughter's higher Education Cost of goal as of 2 day = Rs 25 lacs. Time available = 15 years. Investment Horizon <3 -> Debt Funds 3 - 5 ->Balanced MFs 5-7 -> Large-Cap 7-10 ->Multi-Cap >10 or 10< -> Mid & Small Cap Inflaton =...

MF – 3

Savings Accounts vs Liquid Funds Savings Account           1.Type Fixed Deposits                                 2. Traditional Life Insurance Plans                     3.Gold                  4.Real Estate                2.Product Deposit  Account               ...

MF – 2

ELSS Diveriified equity Mutual Fund. Two benifits  : 1) Market Edge                                                                                                                                                                     2) Tax Saving - 80C Lock in of 3...

MF – 1

Mutual Funds Generally in India, when it comes to money investment people generally invest in either Fixed Deposits(or FD), Gold, Real Estate. But an important alternative are mutual funds. Mutual Fund is an initiaitive where money is pooled in by iindividuals and is...

ML – 1

Artificial Intelligence can be broadly split into two categories: - 1) Generalized Artificial Intelligence  and , 2) Applied Artificial Intelligence (or Machine Learning(M/L)) Generalized Artificial Intelligence  is more in research phase Applied Artificial...